<?xml version="1.0" encoding="UTF-8"?><!-- generator="WordPress/2.9.2" -->
<rss version="0.92">
<channel>
	<title>Centum Mortgage Broker Vancouver, BC &#124; (604) 267-7085</title>
	<link>http://www.ownthathome.ca</link>
	<description>Mortgage Broker offering the best rates in the Vancouver, BC Area</description>
	<lastBuildDate>Tue, 09 Mar 2010 20:51:16 +0000</lastBuildDate>
	<docs>http://backend.userland.com/rss092</docs>
	<language>en</language>
	
	<item>
		<title>More CMHC Mortgage Policy Changes</title>
		<description><![CDATA[The government today announced a couple more changes that impact homebuyers beyond the announcements made several weeks ago.  These changes will be likely adopted by the other two mortgage insurers in Canada, AIG and Genworth.  In summary:
1) Rental income in subject property (the property being mortgaged) will be treated much less favorably compared [...]]]></description>
		<link>http://www.ownthathome.ca/2010/03/09/more-cmhc-mortgage-policy-changes/</link>
			</item>
	<item>
		<title>Economists suggest rate hike imminent affecting variable rates</title>
		<description><![CDATA[Another new item of news with mortgage implications has come out today:
http://www.vancouversun.com/business/fp/Pressure+grows+Bank+Canada+hike+rates/2628952/story.html?id=2628952
In sharp contrast to my variable mortgage outlook from one day ago, this new article talks about very strong growth in the Canadian economy the past quarter, and how there is pressure to raise rates as soon as next rate update in 5 weeks [...]]]></description>
		<link>http://www.ownthathome.ca/2010/03/02/economists-suggest-rate-hike-imminent-affecting-variable-rates/</link>
			</item>
	<item>
		<title>U.S. economy weakness helps keep variable mortgage rates low</title>
		<description><![CDATA[This is one new article that came across my desk this morning:
http://ca.news.yahoo.com/s/capress/100226/business/us_economy
In summary, it is stating that the pace of growth for the US economy for the last quarter of 2009 was 5.9%, beating analyst estimates.  Why is a mortgage broker writing a commentary on the US economy?  I will tell you in a second.  [...]]]></description>
		<link>http://www.ownthathome.ca/2010/03/01/u-s-economy-bolts-ahead-at-5-9-per-cent-pace-in-fourth-quarter/</link>
			</item>
	<item>
		<title>Canada may require higher mortgage downpayments: report</title>
		<description><![CDATA[http://ca.reuters.com/article/domesticNews/idCATRE5BK2FU20091221
I find this to be an interesting article.  This is similar to what the government did last year with regards to requiring 5% downpayment and eliminating 40 year amortizations.  At that time last year, although it made my job a little more difficult in terms of financing clients, I could understand why they did take [...]]]></description>
		<link>http://www.ownthathome.ca/2009/12/23/canada-may-require-higher-mortgage-downpayments-report/</link>
			</item>
	<item>
		<title>Low rates look safe for a while</title>
		<description><![CDATA[Here is some good news for those in variable rate mortgages:
http://www.montrealgazette.com/business/rates+look+safe+while/2122132/story.html
Low interest rates and a rising Canadian dollar are giving strong hope that the Bank of Canada prime rate will stay low for the forseeable future.
]]></description>
		<link>http://www.ownthathome.ca/2009/10/24/low-rates-look-safe-for-a-while/</link>
			</item>
	<item>
		<title>National Post: Fixed or variable? Time to revisit</title>
		<description><![CDATA[There is a new article in the National Post discussing whether home-owners should choose fixed or variable in todays economic environment.
http://www.nationalpost.com/news/story.html?id=2133046
It is interesting to me that over much of the time I have been in this industry, there are always pushes by the banks and media towards fixed rate mortgages, as this article appears to [...]]]></description>
		<link>http://www.ownthathome.ca/2009/10/23/national-post-fixed-or-variable-time-to-revisit/</link>
			</item>
	<item>
		<title>Welcome to the NEW Ownthathome.ca!</title>
		<description><![CDATA[After much work, the new ownthathome.ca is finally live!  I hope that the new website will be more visually appealing, enjoyable/easier to use and I look forward to using the new website as a platform to deliver up-to-date information on mortgages and financing.
In the coming days, I will be fixing any bugs and adding more [...]]]></description>
		<link>http://www.ownthathome.ca/2009/10/21/welcome-to-the-new-ownthathome-ca/</link>
			</item>
	<item>
		<title>The Canadian Credit Bureau Story</title>
		<description><![CDATA[If you have ever taken out a loan, used a credit card or participated in a “buy now, pay later” offer, you will have a credit history. Your credit report contains personal information, credit information, banking information, public records (bankruptcies or credit related judgments against you), collection information, consumer statements and credit report inquiries. 
Before [...]]]></description>
		<link>http://www.ownthathome.ca/2009/07/06/23/</link>
			</item>
	<item>
		<title>Canada’s Mortgage Market is NOT like the U.S.</title>
		<description><![CDATA[As a Mortgage Professional I often field client inquiries about risks facing Canadian real estate and mortgage markets.  With all the turmoil taking place across the border and around the world in real estate markets, now is a good time to clarify some of the differences between us and our neighbours south of the [...]]]></description>
		<link>http://www.ownthathome.ca/2009/07/06/16/</link>
			</item>
	<item>
		<title>Mortgages in a Brave New World</title>
		<description><![CDATA[WHY AM I A MORTGAGE BROKER?
I became a mortgage broker to help families take control of their finances, away from the banks and government.  Mortgages are the loans with the lowest interest rates available. I help families to finance their beautiful new homes, decrease taxes, increase net worth, improve cash flow, and decrease debt [...]]]></description>
		<link>http://www.ownthathome.ca/2009/07/06/mortgages-in-a-brave-new-world/</link>
			</item>
</channel>
</rss>
